Risk Disclosure

Effective date: 23 June 2026

This Risk Disclosure Statement is provided to help you understand the significant risks involved in trading financial instruments. Please read it carefully. Using Fourdesk does not reduce these risks.

1. Trading Involves Significant Risk of Loss

Trading in financial instruments — including but not limited to equities, futures, contracts for difference (CFDs), foreign exchange (forex), options, commodities, and cryptocurrencies — involves a substantial risk of loss and is not suitable for all individuals. You can lose some or all of your invested capital. Never trade with money you cannot afford to lose.

2. Leverage and Margin

Many trading instruments involve leverage, which means a relatively small market movement can result in a proportionally much larger gain or loss relative to your initial deposit. Leveraged products carry a high risk of losing money rapidly. A high proportion of retail traders lose money when trading leveraged products.

3. Past Performance

Past performance of any trading strategy, instrument, or analysis method is not indicative of future results. Historical data shown within Fourdesk, including any backtested results or pattern recognition outputs, should not be interpreted as a guarantee or reliable prediction of future performance.

4. AI Analysis Limitations

The chart analysis, signals, and insights provided by Fourdesk are generated by artificial intelligence models. These outputs:

May be inaccurate, incomplete, or misleading.
Are based on pattern recognition and statistical inference, not on fundamental analysis, macroeconomic research, or privileged information.
Do not account for real-time news, regulatory changes, liquidity conditions, or individual market microstructure.
Should never be used as the sole basis for a trading decision.

5. Market Risk

Financial markets are subject to rapid and unpredictable price movements driven by economic data, geopolitical events, central bank policy, liquidity conditions, and other factors outside any individual's control. There is no tool or analysis that can reliably predict market movements.

6. Psychological and Behavioral Risks

Fourdesk includes psychological check-in and coaching tools. These are organizational aids and are not a substitute for professional mental health support. The emotional and cognitive biases inherent in trading — including overconfidence, loss aversion, and revenge trading — can lead to significant financial losses. These tools do not guarantee that you will avoid such behaviors.

7. Technology Risk

The availability and performance of Fourdesk may be affected by internet connectivity, server downtime, software bugs, or other technical issues. We cannot guarantee uninterrupted access. You should always have access to your broker's platform independently of Fourdesk.

8. Regulatory Risk

The regulatory environment for financial trading and AI-powered tools is evolving. Changes in law or regulation in your jurisdiction may affect your ability to use certain financial instruments or trading services.

9. No Financial Advice

Nothing on or within Fourdesk constitutes financial advice, investment advice, or a recommendation to enter into any trade. Fourdesk is an educational and journaling tool. You are solely responsible for your trading decisions and their consequences.

10. Seek Professional Advice

Before trading any financial instrument, you should seek independent advice from a qualified financial advisor who is regulated in your jurisdiction and who understands your personal financial situation, objectives, and risk tolerance.

11. Contact

If you have questions about this Risk Disclosure, contact us at legal@fourdesk.io.